This sermon was delivered on the Ninth Day of Dhul Hijjah 10 A.H in the Uranah Valley of mount Arafat
"O People, lend me an attentive ear, for I don't know whether, after this year, I shall ever be amongst you again. Therefore listen to what I am saying to you carefully and take these words to those who could not be present here today.
O People, just as you regard this month, this day, this city as Sacred, so regard the life and property of every Muslim as a sacred trust. Return the goods entrusted to you to their rightful owners. Hurt no one so that no one may hurt you. Remember that you will indeed meet your Lord, and that He will indeed reckon your deeds. Allah has forbidden you to take usury (Interest), therefore all interest obligation shall henceforth be waived...
Beware of Satan, for your safety of your religion. He has lost all hope that he will ever be able to lead you astray in big things, so beware of following him in small things.
O People, it is true that you have certain rights with regard to your women, but they also have right over you. If they abide by your right then to them belongs the right to be fed and clothed in kindness. Do treat your women well and be kind to them for they are your partners and comitted helpers. And it is your right that they do not make friends with any one of whom you do not approve, as well as never to commit adultery.
O People, listen to me in earnest, whorship Allah, say your five daily prayers (Salah), fast during the month of Ramadhan, and give your wealth in Zakat. Perform Hajj if you can afford to. You know that every Muslim is the brother of another Muslim. You are all equal. Nobody has superiority over other except by piety and good action.
Remember, one day you will appear before Allah and answer for your deeds. So beware, do not stray from the path of righteousness after I am gone.
O People, no prophet or apostle will come after me and no new faith will be born. Reason well, therefore, O People, and understand my words which I convey to you. I leave behind me two things, the Qur'an and my example, the Sunnah and if you follow these you will never go astray.
All those who listen to me shall pass on my words to others and those to others again; and may the last ones understand my words better than those who listen to me direcly. Be my witness oh Allah that I have conveyed your messageto your people."
*** The reader should be aware of the following implication in this sermon:
1It was Muhammad and not Gabriel who composed this sermon.
2Muhammad was addressing his Arab followers and NO ONE ELSE.
3It is impossible that Muhammad would have forbidden INTEREST among a trading people such as the Quraysh were and especially since he himself was working for a woman merchant, his wife, Khadija.
No civilized society could function WITHOUT the use of INTEREST in lending. and trading. He died without having had the time to explain that what he meant regarding interest, was actually EXORBITANT interest rates (loan sharking). But, his mainly illiterate, ignorant and none mercantile companions concluded, on their own, that he meant ANY Interest.
Thus, Muhammadan institutions, especially in banking and trading, have had to create the most elaborate and convoluted terms and methods to do just this, without calling it interest.
4The female followers of Muhammad are FOREVER made SECOND CLASS CITIZENS as the obedient, subservient SLAVES of the male followers.
5It was ONLYMuhammad andNOTGabriel who ALLEGED that he as the LAST of the prophets. The QuranNEVERmade such a declaration on his behalf.
6By declaring that his followers must abide by the QURAN and his SUNNA, he made these two, the foundations of the belief system of his cult:
THE CULT of Muhammad.
7It is also crystal clear, that the expression "…to your people.." meant only his Arab followers and believers in Allah and no one else because, in his Quran, he transformed the Arabs - and only the Arabs - as the last 'chosen people'
If per chance Muhammad meant ALL believers, then the Jews and the Unitarian Christians should also be included, since they too are MUSLIMS ***